Institutional Governance Framework | Revision 2026.02.B
IMPORTANT NOTICE: BY ACCESSING THIS WEBSITE OR ANY OF ITS PAGES, YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS BELOW. IF YOU DO NOT AGREE TO THE TERMS AND CONDITIONS BELOW, DO NOT ACCESS THIS SITE, OR ANY PAGES THEREOF.
1.1 Corporate Identity: CHERRY RAIN is a structured finance and credit enhancement specialist. All references to "the Company," "we," "us," or "our" refer to CHERRY RAIN and its subsidiaries, affiliates, and partners involved in the delivery of credit enhancement solutions.
1.2 Non-Fiduciary Status: CHERRY RAIN is not acting as your advisor or fiduciary. The provision of information on this website does not create a business, professional, or advisory relationship. You should consult with your own legal, tax, and financial advisors before entering into any transaction described herein.
1.3 Global Jurisdictional Restrictions: The information on this site is not intended for distribution to, or use by, any person or entity in any jurisdiction where such distribution or use would be contrary to local law or regulation. Not all products or services are available in all locations.
2.1 Qualified Access: This website is restricted to "Professional Clients," "Eligible Counterparties," and "Qualified Institutional Buyers" (QIBs) as defined by global financial regulators. It is specifically NOT intended for "Retail Clients."
2.2 Self-Certification: By accessing the "Advisors" or "Issuers" sections of this site, you certify that you possess the requisite sophistication, knowledge, and experience to assess the risks associated with structured credit, insurance-linked securities, and debt capital market instruments.
3.1 Informational Purpose: The materials on this website are provided for general information and do not constitute a "suitability report" or "investment recommendation." While we endeavor to keep the information up to date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability with respect to the website or the information.
3.2 Third-Party Data: We may utilize data from rating agencies, insurers, and market data providers. CHERRY RAIN does not guarantee the accuracy of third-party information and disclaims all liability for errors or omissions in such data.
4.1 Intellectual Property: All trademarks, service marks, trade names, logos, and icons are proprietary to CHERRY RAIN. Nothing contained on the website should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any trademark displayed on this website without the written permission of CHERRY RAIN.
4.2 Structured Finance Logic: The specific financial engineering logic, including the "Cherry Rain Credit-Wrap" and "Yield Compression Framework," are protected trade secrets. Any attempt to reverse engineer, replicate, or commercially exploit these methodologies without a formal Licensing Agreement will result in legal action to the fullest extent of the law.
5.1 General Limitation: In no event will CHERRY RAIN be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website.
5.2 Force Majeure: CHERRY RAIN shall not be liable for any delay or failure in performance resulting directly or indirectly from acts of nature, forces, or causes beyond its reasonable control, including, without limitation, Internet failures, computer equipment failures, telecommunication equipment failures, or other equipment failures.
You agree to indemnify, defend, and hold harmless CHERRY RAIN, its officers, directors, employees, agents, and third-party partners from and against all losses, expenses, damages, and costs, including reasonable attorneys' fees, resulting from any violation of these Terms or any activity related to your account (including negligent or wrongful conduct) by you or any other person accessing the site using your Internet account.
7.1 Right to Modify: CHERRY RAIN reserves the right to change these Terms & Conditions at any time without notice. Your continued use of the site following any such change constitutes your agreement to follow and be bound by the Terms & Conditions as changed.
7.2 Governing Law: These Terms & Conditions shall be governed by and construed in accordance with the laws of the Republic of South Africa. You agree that any legal action or proceeding between CHERRY RAIN and you for any purpose concerning these Terms & Conditions or the parties' obligations hereunder shall be brought exclusively in the High Court of South Africa (Johannesburg).